IOU Notes is a user to user based credit and lending platform that provides individuals and businesses with the ability to provide credit and/or lend money to other individuals and businesses using an IOU (I Owe You) form of currency.
Securely and easily setup and track transactions, establish repayment terms of choice (1- 24 months), (0% – 5% interest rate) and other related functions with others in one convenient platform from account signup through to funds settlement. IOU Notes is not based on a person’s traditional credit score (FICO) or report, but rather on your IOU Credit score and report. This is based on your performance of paying back others on the IOU platform.
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